Member Services

Multiple Employer Retirement Plan (MEP)

Retail 401(k) Multiple Employer Retirement Plan (MEP)

Why should you be part of the Retail 401(k)?

  • Spend less time on the retirement administration of your retirement plan and more time focused on your company’s goals.
  • Provide a high-quality benefit that can tip the scales in your favor when it comes to recruiting top-level talent and retaining your current staff.
  • Enjoy institutional pricing that may not be available as an independent 401k plan sponsor.
  • Get expert investment selection and fiduciary protection from a third party that also takes the responsibility for the quality of investments.
  • Have the flexibility to design the features of the plan that work best for your company including profit sharing, matching contributions, loans, Roth deferrals, and more!


The Retail Association MEP 401k Plan affords employers the following benefits:

  •  Full Plan Design Flexibility
  •  Elimination of your Form 5500
  •  Elimination of your Annual Audit if applicable
  •  Elimination of your ERISA Bond
  •  Elimination of your need for Fiduciary Liability Insurance
  •  World Class Recordkeeping (Lincoln Financial Group)
  •  Institutional Investment Options
  •  3(38) Fiduciary Investment Management
  •  3(16) Outsourced Plan Administration
  •  Low Cost!


Click here to learn how your business can benefit from the Retail 401(k) MEP.

Multiple Employer Retirement Plan (MEP)